Everything that follows can be used as a helpful guide for you accounting wise men in examining and gingerly selecting the greatest home loan, car loan or school loan after reviewing all different debt consolidation loan proposals. Okay, the guideline below is intended as a guide only, not a law book, not an assortment of colorful lists of directions, not an long drawn-out explanation of the debt consolidation ins and outs of a home loan, analysis of an car loan or the longer-term implications of a school loan. Let them serve as helpful reminder to you the wise financial professionals and planners that we must eradicate and defend our honor first and foremost when it comes to a debt consolidation personal loan.